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Credit Card EMI vs Loan on Credit Card vs Cash Withdrawal: Which Should You Choose?

AU Small Finance Bank’s SMARTLoan starts at 1.2% per month with tenures of 6 to 36 months, while industry cash advances typically cost a 2.5% fee plus 3.4% to 3.75% interest a month from day one.

Telangana Today1 source1 min readFiled September 29, 2026

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    Credit Card EMI vs Loan on Credit Card vs Cash Withdrawal: Which Should You Choose?

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